College Costs, Let OK HELP!
Undergraduate Loan
A loan designed specifically for students seeking an undergraduate degree, certificate, or diploma.
Graduate Loan
A loan designed specifically for students seeking an advanced degree such as masters, doctoral, law, health profession, or others.
Parent Loan
A loan designed specifically for parents or guardians of dependent undergraduate students.
What We Offer
Great Benefits!
- Low Interest Rates (2.74%-9.84%) APR1
- No Application or Origination Fees
- Multiple Repayment Options
Four Easy Steps
Application Process Made Easy
First
Check your eligibility
Second
Create an account
Third
Tell us about yourself or cosigner
Fourth
Submit your application
Helpful Tip
You may benefit by applying with a cosigner
Most students may benefit from obtaining a creditworthy cosigner for our undergraduate and graduate loans. Having a cosigner may increase your chances that the loan will be approved and may get you a lower interest rate.
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1 Annual Percentage Rate (APR) Calculations: The lowest APR is based on the following assumptions: An OK HELP Student undergraduate or graduate loan of $10,000 made in a single disbursement, a borrower who selected an Immediate Repayment Plan and a repayment term of 60 months, monthly payments of $178.68 and a final payment $170.83, a fixed periodic interest rate of 3.02%, and total payments of $10,712.81. The borrower in this sample qualified for a 0.25% Direct Debit benefit for the entirety of the repayment period and a 0.50% Graduation benefit was applied 47 months into repayment.
The highest APR is based on the following assumptions: An OK HELP Student undergraduate or graduate loan of $10,000 made in a single disbursement, a borrower who selected Interest Only Repayment Plan and a repayment term of 180 months, monthly payments of $106.68, a fixed periodic interest rate of 9.87%, and total payments of $23,480.82. The borrower received an in-school deferment of 46 months and a grace period of 6 months. The borrower in this sample did not qualify for any interest rate discounts.
These APRs are estimates and may differ from the actual rate received.