A loan designed specifically for students seeking an undergraduate degree, certificate, or diploma.
A loan designed specifically for students seeking an advanced degree such as masters, doctoral, law, health profession, or others.
A loan designed specifically for parents or guardians of dependent undergraduate students.
Most students may benefit from obtaining a creditworthy co-signer for our undergraduate and graduate loans. Having a co-signer may increase your chances that the loan will be approved and may get you a lower interest rate.
1 Annual Percentage Rate (APR) Calculations: The lowest APR is based on the following assumptions: An OK HELP Student undergraduate or graduate loan of $10,000 made in a single disbursement, a borrower who selected an Immediate Repayment Plan and a repayment term of 60 months, monthly payments of $184.26 and a final payment $176.13, a fixed periodic interest rate of 4.27%, and total payments of $11,047.21. The borrower in this sample qualified for a 0.25% Direct Debit benefit for the entirety of the repayment period and a 0.50% Graduation benefit was applied 47 months into repayment.
The highest APR is based on the following assumptions: An OK HELP Student undergraduate or graduate loan of $10,000 made in a single disbursement, a borrower who selected Partial Payment and a repayment term of 180 months, monthly payments of $143.62, a fixed periodic interest rate of 10.28%, and total payments of $27,152.06. The borrower received an in-school deferment of 46 months and a grace period of 6 months. The borrower in this sample did not qualify for any interest rate discounts.
These APRs are estimates and may differ from the actual rate received.
